Retirement plans for specific types of employees.

403(b) plans are accounts for certain employees of public schools and tax-exempt organizations. There are also versions for governmental and religious organizations. Alerus consultants can help determine the best plan for your situation and employees.

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Non-ERISA 403(b) plans involve voluntary plan participation only. In other words, the employer is not contributing. Another parameter around this distinction is that all church plans are considered to be Non-ERISA.